About Jai Saini
My Story
My journey into the finance industry began over 15 years ago, driven by a genuine passion for helping people achieve one of life’s biggest milestones — owning a home. Having worked at ANZ, I gained firsthand experience in how lending works behind the scenes, and more importantly, I saw how confusing and overwhelming the process can be for everyday Kiwis. This inspired me to step out and create a service that makes the home loan journey simpler, clearer, and more supportive
Since then, I’ve helped a wide range of clients — especially first home buyers — navigate the lending process with confidence. With over 15 years of experience in the finance industry, I bring both technical knowledge and real-world insight to every situation. While I have strong roots in banking, my role today allows me to work with a wide panel of lenders across New Zealand, meaning I’m not tied to one bank and can focus on finding the right solution tailored to your individual goals.
What sets me apart is my approach. I take the time to understand your full picture — not just your income and expenses, but your future plans as well. Whether it’s structuring your loan for flexibility, planning ahead for interest rate changes, or helping you understand your options in plain English, my goal is to make sure you feel confident every step of the way.
At Easy As Finance, it’s not just about getting a loan approved — it’s about getting it right. I’m here to guide you from your first conversation through to settlement and beyond, building a long-term relationship where you always have someone to turn to for honest advice and support.
Outside of work, I’m a proud husband and father to two young daughters, and family is at the centre of everything I do. I enjoy photography, off-roading, and travelling to new places — especially anywhere I can get out into nature and explore. These experiences keep me grounded and reflect the same values I bring into my work: patience, attention to detail, and a genuine passion for helping others.
What Can I Do for You?
Helping Kiwis navigate finance with confidence. We specialise in first home loans, refinancing, investment lending, business finance, commercial lending, and asset finance — delivering smart solutions tailored to your goals.
First Home Loan
Buying your first home is one of the biggest milestones in life, and we’re here to make the journey easier. At Easy As Finance, we guide first home buyers through every step of the process — from understanding borrowing power and KiwiSaver eligibility to securing pre-approval and choosing the right loan structure. We work with a wide range of lenders to help Kiwis get into their first home with confidence, clarity, and support along the way.
Investment Purchase
Helping Kiwis grow wealth through smart property investment. From first-time investors to experienced portfolio owners, we provide tailored lending solutions and guidance to support your investment goals.
Refinance
Your mortgage should work for you — not the other way around. We help Kiwi homeowners review and refinance their existing home loans to improve cashflow, restructure debt, access equity, or take advantage of competitive lending options. Our goal is to provide clear advice and tailored solutions that support your financial future.
Need Advice?
Ready to take the next step? Whether you’re a first home buyer, investor, or business owner, we’re here to help you find the right finance solution. Get in touch today and let’s make it happen.